Business Insurance

Business Insurance online quote

Online quotes are available to a wide range of small businesses.

Easily customise quotes to see how different coverage levels impact on the premium.

Purchase online and receive your business insurance policy immediately.

Business Insurance online quote

Peace of mind with AAMI Business Insurance

AAMI Business Insurance can help protect your business in a variety of ways.
Some of these ways include:

Coverage for your business contents and stock against loss, damage or theft
Protection for loss or damage to the glass frontage of your premises
Coverage for certain equipment against breakdown (for example your fridges or your computer)
Protection for a reduction in your business revenue as a result of damage to your property due to an insured event
Coverage for your liability when you are found to be legally responsible for damage or injury to a third party or their property

Get Back in Business

If your business is interrupted due to loss or damage to property caused by an event such as fire, theft, earthquake or accidental water leakage and this results in a reduction in your business revenue, how would you pay your staff or even yourself and get your business back up and running to its former glory?

Get Back in Business with AAMI Business Insurance!

If you select this cover, we will provide the missing revenue while your business is rebuilt to its former revenue generating position. View the full terms and conditions.

You can get an AAMI Business Insurance quote, covering Back in Business insurance, online, or call 13 22 44 and speak with a Business Consultant to obtain a quote in minutes over the phone.

Benefits of AAMI Business Insurance

AAMI Business Insurance is a specialist in providing direct insurance solutions to small businesses in Australia.
Other benefits that you may experience through AAMI Business Insurance include:

pay by the month
customised cover
hassle-free claims
package discounts

Select from the following Business Insurance covers

Fire and Defined Events

This covers physical loss of or damage to your property from insured events including but not limited to events such as fire, lightning and explosion. Read more in the Business Insurance Policy Wording.

Legal Liability (also known as Public Liability)

This section covers the legal liability of your business for personal injury to another person (other than employees) or damage to property owned or controlled by someone else. Read more in the Business Insurance Policy Wording.

Back in Business

This covers a reduction in your business revenue as a result of damage to your property.Read more in the Business Insurance Policy Wording.

Theft

This covers the loss of your contents and stock from theft, attempted theft, armed hold up, or an actual/threatened assault. Read more in the Business Insurance Policy Wording.

Glass & Signs

This covers loss of or damage to glass windows, signs and showcases at your premises. Read more in the Business Insurance Policy Wording.

Money

This covers the loss of or damage to your business's money from a wide variety of causes such as theft, armed hold up, or fire. The money may be in transit or at your premises. Read more in the Business Insurance Policy Wording.

Machinery Breakdown

This covers the breakdown of machinery, computers and electronic equipment at your premises. Read more in the Business Insurance Policy Wording.

Deterioration of Stock

This covers the deterioration of chilled, refrigerated or frozen stock, following the breakdown of the freezer or refrigerated unit that they are kept in. Read more in the Business Insurance Policy Wording.

Portable and Valuable Items (also known as General Property)

This covers portable or valuable items that you usually carry around with you in the course of your business anywhere in the world. Read more in the Business Insurance Policy Wording.

Goods in Transit

This covers loss of or damage caused to the goods you sell, buy or use in your business when they are in transit. Read more in the Business Insurance Policy Wording.

Employee Dishonesty

This covers the theft of your property or money by any of your employees either acting alone or in collusion with any others. Read more in the Business Insurance Policy Wording.

Tax Probe® (also known as Tax Audit)

This covers the professional fees such as accountant's fees incurred by you in connection with an audit of your business's financial or tax affairs by the ATO, or by a Commonwealth, State or Territory Department, Body or Agency. Read more in the Business Insurance Policy Wording.

LegalPower® (also known as Legal Expenses)

This covers the legal expenses you may incur when pursuing or defending your legal rights in respect of disputes including but not limited to employment, contracts and property. Read more in the Business Insurance Policy Wording.

Commercial Motor

This section covers your business’s vehicles. You can choose between two different types of cover for each vehicle you insure.

Comprehensive Cover which covers the accidental damage to your vehicle, and the cover offered by Legal Liability Cover.
Legal Liability Cover which covers supplementary bodily injury and damage to third party property only.

To determine what specific covers you have chosen, refer to: "What's Covered" in your policy schedule

AAMI Business Insurance is issued by Australian Associated Motor Insurers Limited ABN 92 004 791 744, AFSL 238 173. Before making a decision regarding the cover available please read our Product Disclosure Statement

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Business Insurance